Full Disclosure

Per the FTC regulations, this is a full disclosure of how and when I am compensated on SavingWellSpendingLess.com.

In order to keep all the content of this site free but still be able to pay all the costs associated with running a business, including hosting fees, blog design, my own time and that of those who help me (yes, I need a lot of help!), there are many ways in which I am compensated. I’m taking this moment to give my full disclosure to those of you seeking it.

My opinion and my integrity

My integrity as a blogger is extremely important to me. I will never promote something, even if I am offered compensation for that promotion, if I don’t feel it is worth your time, energy, or money.

Free stuff

Sometimes I accept free items from marketers or companies. Often I use those free items as contest prizes here on one or all of my blogs or Facebook pages. If it so happens that I keep one of those items for my own personal use, I will disclose that I received the item for free if it is discussed here on the site.

Product reviews

I do not do paid product reviews. Once in a blue moon, I will review a product I think you might find interesting, like a Qubie coupon organization system or 30 Meals in One Day software. In that case, I will either disclose that I received the item in question for free (and from whom). If such a thing isn’t mentioned, it’s because it’s an item I purchased myself and just happen to love and want to tell you about.

Other sponsored content

Occasionally I will agree to write a sponsored post, but again only if it is for a product that I think would be of genuine interest to you, my readers. Sponsored posts will always be clearly disclosed as such.

Affiliate marketing

One of the main sources of revenue for this website are commissions I make off of sales or leads generated through affiliate linking.

Again, it is important for me to emphasize that I will never link to something just because it is an affiliate link. In fact, most of the places/stores/coupons I link to have no affiliate association attached.

The following are some, but not all, of the companies I frequently link to using affiliate links:

• Coupons.com
• Smart Source
• Red Plum
• Coupon Network
• Amazon
• Qubie
• Target
• Cool Savings
• Ebates
• Swagbucks
• Upromise
• ThredUp
• Zulily
• Shadow Shopper

Just to be clear, clicking on an affiliate link and printing a coupon or signing up for a service or ordering a product will be earning me a commission & helping me keep this blog going.
*If you have any concerns about this policy, please feel free to email me.